Disclosures

Last updated: 01.12.2025

At Capital Founders, we value transparency and responsibility when it comes to financial content. This page explains what Capital Founders is, what it isn't, and how you should (and shouldn't) use the content here.

Please read this carefully. By using this website, you agree to these terms.

About Capital Founders

Capital Founders (capitalfounders.io) is an independent educational platform focused on wealth building and preservation for founders and entrepreneurs.

This website is owned and operated by Prosperitas Ventures LLC.

Capital Founders is a publisher of financial education content, not an investment adviser. We do not provide personalised or individualised investment advice or information tailored to the needs of any particular recipient.

All content published on this website represents the personal views, opinions, and experiences of its authors. This content does not represent the views, opinions, or official positions of any other company, employer, or organisation that the authors may be affiliated with.

Educational Content Only

The content on this website is provided for educational and informational purposes only.

It is not:

• Financial advice
• Investment advice
• Tax advice
• Legal advice
• Accounting advice
• A personal recommendation
• An offer or solicitation to buy or sell any securities, investments, or financial products
• A recommendation to take (or not take) any specific action with your money

The information shared here reflects the personal opinions, research, and experiences of our authors. It is general in nature and does not take into account your individual circumstances, financial situation, investment objectives, or risk tolerance.

You should not rely on any content on this website as a substitute for professional advice tailored to your specific situation.

Capital Founders Is Not a Financial Adviser

Capital Founders and Prosperitas Ventures LLC are publishers of educational content. We are not registered as investment advisers, financial advisers, or in any other advisory capacity with any regulatory authority.

Reading this website, subscribing to the newsletter, or otherwise engaging with Capital Founders content does not create any form of professional relationship between you and Prosperitas Ventures LLC, including but not limited to:

• Financial adviser-client relationship
• Investment adviser-client relationship
• Fiduciary relationship
• Professional services engagement

We are educators and communicators in the field of finance, not advisers. This distinction is important and influences all the content we create.

Authors and Personal Positions

Capital Founders permits its authors to own investments in assets, securities, funds, or companies that they may also write about.

Why? We believe the most effective way to learn about wealth building is through direct experience. Authors who manage their own finances and investments bring practical, hands-on knowledge to their writing. This perspective shapes all of our content.

Disclosure Policy:

When an author writes about a specific investment, asset, or financial product in which they hold a position or beneficial interest, that fact will be disclosed within the content where practical. Prosperitas Ventures LLC, its officers, directors, or affiliates may also hold positions in securities or assets mentioned on this website.

You should assume that potential conflicts of interest exist and factor this into how you evaluate any content.

Neither the authors nor Prosperitas Ventures LLC are under any obligation to disclose all personal holdings or transactions, nor to maintain any positions that may be disclosed.

Do Your Own Research

Any investment, financial, tax, or legal decisions you make are your own responsibility.

Before making any financial decisions, you should:

• Conduct your own independent research
• Consult with qualified professionals (financial advisers, tax advisers, lawyers, accountants) who are licensed in your jurisdiction
• Consider your own financial circumstances, objectives, and risk tolerance
• Understand that past performance does not guarantee future results
• Recognise that all investments carry risk, including the potential loss of principal

We strongly encourage you to seek professional advice before acting on anything you read here.

Investment Risks

Where investment topics are discussed on this website, please be aware:

• All investments carry risk. You may lose some or all of your invested capital.
• Past performance is not indicative of future results. Historical returns do not guarantee future returns.
• The value of investments can go down as well as up. You may get back less than you invested.
• Some investments are illiquid. You may not be able to sell when you want to, or at a price you consider fair.
• Tax treatment depends on individual circumstances. Tax rules can change, and benefits depend on your personal situation.
• Currency fluctuations may affect returns. If you invest in assets denominated in foreign currencies, exchange rate movements can impact your returns.

Nothing on this website should be taken as an indication that any particular investment is suitable for you.

Accuracy and Completeness

We make reasonable efforts to ensure the information on this website is accurate, current, and useful. However, Prosperitas Ventures LLC makes no representations or warranties of any kind, express or implied, about:

• The accuracy of the information
• The completeness of the information
• The reliability of the information
• The suitability of the information for any particular purpose
• The timeliness of the information

Information may become outdated. Markets change. Laws change. Tax rules change. What was accurate when written may not be accurate when you read it.

Errors and omissions may occur. If you spot something that appears incorrect, please let us know, but do not rely on any content here without independent verification.

Forward-Looking Statements

Any projections, market outlooks, or estimates on this website are forward-looking statements and are inherently unreliable. They are based upon certain assumptions and should not be construed to be indicative of actual events that will occur.

Other events not taken into account may occur and significantly affect the returns or performance of any securities or investments discussed. The information provided is based on matters as they exist as of the date of preparation and not as of any future date. Prosperitas Ventures LLC undertakes no obligation to correct, update, or revise any information or to provide any additional material.

Affiliate Links and Advertising

From time to time, this website may contain affiliate links to products, services, or platforms. If you click on an affiliate link and make a purchase or sign up for a service, Prosperitas Ventures LLC may receive a commission or other compensation at no additional cost to you.

Where affiliate links or sponsored content are used, we will endeavour to disclose this clearly. You may see disclosures such as:

• "This post contains affiliate links"
• "Sponsored content"
• "Paid partnership"

The presence or absence of compensation does not influence the editorial content, topics covered, or opinions expressed on this website. We will only recommend or mention products and services that we believe may be genuinely useful to readers.

Third-Party Content and Links

This website may contain links to third-party websites, resources, or content that Prosperitas Ventures LLC does not own or control.

These links are provided for convenience and informational purposes only. Prosperitas Ventures LLC does not endorse, approve, or guarantee:

• The accuracy of third-party content
• The quality of third-party products or services
• The privacy practices of third-party websites
• The security of third-party websites

Accessing third-party websites is at your own risk. Prosperitas Ventures LLC is not responsible for any loss or damage arising from your use of third-party content or websites.

Service Providers

Capital Founders maintains contractual relationships with various companies, including technology vendors, hosting providers, email service providers, payment processors, and others. Occasionally, our content may mention a company we have a business relationship with.

Major service providers include: Ghost (publishing platform), Stripe (payments), and various social media platforms including LinkedIn, Twitter/X, and others.

This list is subject to change and may not reflect all current relationships.

No Guarantees

Prosperitas Ventures LLC does not guarantee any particular outcome from reading this website or applying any information found here.

There are no guarantees that:

• You will make money
• You will avoid losses
• Any strategy will work for you
• Any information will be relevant to your situation

Building and protecting wealth involves risk, uncertainty, and factors beyond anyone's control. Your results will depend on your individual circumstances, decisions, and factors that Prosperitas Ventures LLC cannot predict or influence.

Limitation of Liability

To the fullest extent permitted by applicable law, Prosperitas Ventures LLC, its officers, directors, employees, authors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or related to:

• Your use of (or inability to use) this website
• Any content published on this website
• Any decisions you make based on content on this website
• Any errors or omissions in the content
• Any third-party content or websites linked from this website

This includes, without limitation, damages for loss of profits, loss of data, business interruption, or any other commercial or financial losses.

Your use of this website and its content is entirely at your own risk.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and the overall design, is the intellectual property of Prosperitas Ventures LLC or is used with permission.

You may:

• Read and share content for personal, non-commercial purposes
• Quote brief excerpts with proper attribution and a link back to the original

You may not:

• Reproduce, republish, or redistribute content without permission
• Use content for commercial purposes without permission
• Remove or alter any copyright notices or attributions

If you wish to use content beyond these terms, please contact us.

Jurisdictional Matters

This website is intended for a general, international audience. However, Prosperitas Ventures LLC makes no representation that the content is appropriate or available for use in all locations.

If you access this website from outside the United States, you do so at your own initiative and are responsible for compliance with local laws. Some content may not be relevant to, or permitted in, your jurisdiction.

This website is not directed at residents of any jurisdiction where such distribution or content would be contrary to local law or regulation.

Governing Law

These disclosures and your use of this website shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions.

Any disputes arising from or relating to this website or these disclosures shall be subject to the exclusive jurisdiction of the courts located in Wyoming, United States.

Changes to This Page

We may update these disclosures from time to time. When we do, we will update the "Last updated" date at the top of this page.

Your continued use of the website after any changes constitutes acceptance of the updated disclosures.

We encourage you to review this page periodically.

Contact

If you have questions about these disclosures or anything on this website, please get in touch using the Contact Us page.

By using this website, you acknowledge that you have read, understood, and agree to these disclosures.