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Terms of Use

Last updated: 1 December 2025

Agreement to Terms

These Terms of Use ("Agreement") set forth the terms of your use of the services provided by Prosperitas Ventures LLC ("Company," "we," "us," or "our"), a limited liability company registered in Wyoming, United States.

This is a binding contract between you ("you," "your," or "User") and Prosperitas Ventures LLC, the provider of the Services. This Agreement incorporates by reference our Privacy Policy and Disclosures page, as may be amended from time to time.

By accessing, using, or subscribing to any of our Services, you agree to be bound by and comply with this Agreement. If you do not agree to this Agreement, you must not access or use any of the Services and must immediately cease all use.

Our Services may be delivered electronically and may include electronic transactions. By accessing and using the Services, you agree to be bound by any electronic submissions, communications, or transactions, and you consent to receive electronic communications from us.

Changes to This Agreement

We reserve the right, in our sole discretion, to change, modify, or revise this Agreement at any time. Any such changes are effective immediately upon our posting of the amended Agreement with its updated date.

Your continued access or use of the Services following such posting constitutes acceptance of the Agreement as amended. You should review this Agreement frequently. The applicable Agreement is the most recent version posted on this website.

The Services

The Services include our written and digital publications and materials, websites (including capitalfounders.io), newsletters, email communications, social media content, and all other online platforms (collectively, the "Platforms"), and all content displayed on or delivered through the Platforms (collectively, the "Services").

"Content" means all data, information, articles, blog posts, newsletters, guides, emails, images, graphics, videos, podcasts, and any visual, audio, or digital content that we make available on or through the Platforms.

The Services include certain Services provided free of charge ("Free Services") as well as Services for which you may be required to pay a fee in order to have access, including premium content and memberships ("Premium Services"). The terms of this Agreement apply to both Free Services and Premium Services.

We reserve the right to change, modify, or discontinue any Content or any portion or feature of the Services at any time, with or without notice. You agree that we shall not be liable to you or any third party for any such change or modification.

Disclaimers Concerning Content

You acknowledge and agree to the following:

We are publishers, not advisers. Prosperitas Ventures LLC and Capital Founders are publishers of financial education content, not investment advisers. We do not provide personalised or individualised investment advice or information tailored to the needs of any particular recipient.

Content is not advice. No statement or expression of opinion, or any other matter published on this website, directly or indirectly, is an offer or the solicitation of an offer to buy or sell any securities or financial instruments. While we believe our sources of information to be reliable, we do not represent or guarantee the accuracy of any statements made. You assume the entire cost and risk of any investing or trading you choose to undertake. You are solely responsible for making your own investment decisions.

We are not registered advisers. Neither Prosperitas Ventures LLC nor any of its representatives, personnel, authors, or contributors are registered as securities broker-dealers or investment advisers with any regulatory authority.

No personalised advice. None of our representatives will provide you with personalised advice regarding the value, suitability, or advisability of any particular investment, security, portfolio, transaction, or investment strategy. You agree not to request or contact us for such advice.

Opinions may vary. The Services may contain opinions and commentary from various authors and contributors. These opinions may differ from one another and should not be construed as recommendations.

Third-party information. Where Content consists of pricing, performance data, or other information obtained from third-party sources, we do not guarantee the accuracy, completeness, or timeliness of such information.

Past performance. Any references to past performance or historical data are for informational purposes only. Past performance is not indicative of future results.

Forward-looking statements. Any projections, market outlooks, or estimates are forward-looking statements and are inherently unreliable. They are based upon certain assumptions and should not be construed as indicative of actual events that will occur.

User Accounts and Registration

To access certain Services, you may be required to register for an account ("User Account"). When you register, you may be issued login credentials ("Credentials") that are assigned specifically to you.

You may only create one User Account. You are solely responsible for maintaining strict confidentiality of your Credentials and ensuring they are used only by you and not disclosed to any third party.

You must immediately notify us if you become aware of any possible unauthorised use of your User Account or any breach of security. You are solely responsible for all activities that occur under your User Account.

You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

We may, in our sole discretion, deny User Account registration, or suspend or terminate your User Account at any time for any reason.

License to Use the Services

We grant you a limited, revocable, non-exclusive, non-sublicensable, and non-transferable license to access and use the Services, and to use the Content provided within each Service, solely for your own personal, non-commercial purposes.

Your right to use the Content is limited to downloading and/or printing one copy of any Content for your own personal, non-commercial use. If you download or print a copy of the Content, you must retain all copyright, trademark, and other proprietary notices contained therein.

You shall not:

We reserve all rights not expressly granted in and to the Services and Content.

User Representations and Warranties

By using the Services, you represent, warrant, and agree that:

Premium Services

If we offer Premium Services for which fees are charged, the following additional terms apply:

Fees and Payment. You agree to pay all applicable fees as designated during the order process. All fees are due and payable immediately upon ordering and are non-refundable except as otherwise provided in this Agreement or required by applicable law.

Payment Methods. Payment for Premium Services must be made via the payment methods we accept (such as credit card or other electronic payment). You are responsible for providing accurate payment information and keeping it updated.

Automatic Renewal. Unless otherwise stated, Premium Services subscriptions will automatically renew at the end of each subscription period. You authorise us to charge your payment method for renewal unless you cancel before the renewal date.

Cancellation. You may cancel your subscription at any time by contacting us at [your email]. You must cancel at least 5 days before the renewal date to avoid being charged for the next period.

Refunds. Refund policies, if any, will be specified at the time of purchase.

Price Changes. We reserve the right to change fees upon reasonable notice. Continued use of Premium Services after a price change constitutes acceptance of the new fees.

Intellectual Property

All right, title, and interest in and to the Services, Content, trademarks, logos, and all other intellectual property are owned by Prosperitas Ventures LLC or its licensors.

You acknowledge that you do not acquire any ownership rights by using the Services or Content. You agree not to create any modification or derivative work based on the Services or Content.

"Capital Founders" and related marks are trademarks of Prosperitas Ventures LLC. All other trademarks, service marks, and logos used on the Services are the property of their respective owners.

If you provide any feedback or suggestions regarding the Services ("Feedback"), you hereby assign to us all right, title, and interest in such Feedback, and we may use it without restriction or compensation to you.

Third-Party Content and Links

The Services may contain links to third-party websites, content, products, or services that are not owned or controlled by us ("Third-Party Sites").

We do not endorse or assume any responsibility for any Third-Party Sites. Your access to and use of Third-Party Sites is at your own risk and subject to the terms and conditions of those sites.

We are not responsible for the availability, accuracy, or content of any Third-Party Sites, or for any loss or damage arising from your use of them.

Service Providers

We may use third-party service providers to assist in providing the Services, including but not limited to:

Your use of the Services may be subject to the terms and conditions of these third-party providers.

Disclaimer of Warranties

YOUR USE OF THE SERVICES IS AT YOUR OWN RISK.

THE SERVICES AND CONTENT ARE PROVIDED "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

WE MAKE NO WARRANTIES REGARDING ANY INVESTMENT RESULTS, PROFITS, LOSSES, RETURNS, OR PERFORMANCE.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PROSPERITAS VENTURES LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AUTHORS, CONTRIBUTORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY:

THIS APPLIES WHETHER SUCH DAMAGES ARE FORESEEABLE OR NOT, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES IS TO STOP USING THEM.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO US FOR THE SERVICES DURING THE TWELVE (12) MONTHS PRIOR TO THE CLAIM, OR (B) ONE HUNDRED US DOLLARS ($100).

Any claim arising from or relating to this Agreement or the Services must be brought within one (1) year from when the claim arose.

Indemnification

You agree to indemnify, defend, and hold harmless Prosperitas Ventures LLC, its officers, directors, employees, authors, contributors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

This indemnification obligation shall survive termination of this Agreement.

Termination

By Us. We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason, including if you breach this Agreement.

By You. You may terminate this Agreement at any time by discontinuing use of the Services and, if applicable, cancelling your User Account.

Effect of Termination. Upon termination, your right to use the Services will immediately cease. All provisions of this Agreement that by their nature should survive termination shall survive, including intellectual property provisions, disclaimers, limitations of liability, and indemnification.

We may retain copies of your information as required by law or for legitimate business purposes.

Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions.

Any dispute arising from or relating to this Agreement or the Services shall be subject to the exclusive jurisdiction of the state and federal courts located in Wyoming, United States.

You consent to the personal jurisdiction of such courts and waive any objection based on inconvenient forum. You agree to waive any right to a jury trial in any proceeding arising from this Agreement.

You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.

If you bring a claim in a jurisdiction other than Wyoming, you agree to reimburse us for any costs and expenses, including attorneys' fees, incurred in enforcing this provision.

Privacy

Our collection and use of personal information in connection with the Services is described in our Privacy Policy, which is incorporated into this Agreement by reference.

Miscellaneous

Entire Agreement. This Agreement, together with the Privacy Policy and Disclosures, constitutes the entire agreement between you and Prosperitas Ventures LLC concerning the Services and supersedes all prior agreements.

Severability. If any provision of this Agreement is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Waiver. No waiver of any provision of this Agreement shall be effective unless in writing. Our failure to enforce any right does not constitute a waiver of that right.

Assignment. You may not assign or transfer this Agreement without our prior written consent. We may assign our rights and obligations without restriction.

Force Majeure. We shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including natural disasters, acts of war or terrorism, labour disputes, internet failures, or government actions.

No Agency. This Agreement does not create any agency, partnership, joint venture, or employment relationship between you and us.

Headings. The headings in this Agreement are for convenience only and do not affect interpretation.

Contact. All notices to us should be sent to:

Email: Please reach out via the Contact Us page

By using the Services, you acknowledge that you have read, understood, and agree to be bound by this Agreement.